Lee Chenghao: July 2009

All talk no pictures , a bit hard to digest also , so sit back , relax slouch and enjoy

http://forums.hardwarezone.com.sg/showthread.php?t=2423726

10 things to do to retire early

1 DON’T BUY A CAR
A vehicle, unlike property, never appreciates in value

2 RENT TO LIVE, BUY TO INVEST
Rent the house you intend to live in and only buy property when the economy is mired in recession.

3 DON’T DRINK OR SMOKE
Quit now.

4 DON’T GAMBLE

5 Don't use CREDIT CARDS
Except for some perks , pay up fully every bill

6 OWN A BUSINESS

7 AVOID UNIT TRUSTS
you are almost always better off buying a benchmark index-tracking Exchange-Traded Funds

8 DON’T BUY INSURANCE UNLESS YOU REALLY NEED IT
in sg , only medical and term insurance is worth it.

9 HAVE THREE OR MORE? YOU CAN’T AFFORD IT!
kids really are financial black holes

10 LIVE SIMPLY
income is only half of the wealth equation. A lack of fiscal discipline can still spell financial ruin.

By CHARLES TAN
MSc Finance and Economics
at the London School of Economics
and Political Science

Lee Chenghao

Monday 6 July 2009

Photos to SIC from HWZ

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The Calendar Girl and I

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10 things to do to retire early

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