Lee Chenghao: Chain reaction in office.

Sunday 22 June 2008

Chain reaction in office.

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10 things to do to retire early

1 DON’T BUY A CAR
A vehicle, unlike property, never appreciates in value

2 RENT TO LIVE, BUY TO INVEST
Rent the house you intend to live in and only buy property when the economy is mired in recession.

3 DON’T DRINK OR SMOKE
Quit now.

4 DON’T GAMBLE

5 Don't use CREDIT CARDS
Except for some perks , pay up fully every bill

6 OWN A BUSINESS

7 AVOID UNIT TRUSTS
you are almost always better off buying a benchmark index-tracking Exchange-Traded Funds

8 DON’T BUY INSURANCE UNLESS YOU REALLY NEED IT
in sg , only medical and term insurance is worth it.

9 HAVE THREE OR MORE? YOU CAN’T AFFORD IT!
kids really are financial black holes

10 LIVE SIMPLY
income is only half of the wealth equation. A lack of fiscal discipline can still spell financial ruin.

By CHARLES TAN
MSc Finance and Economics
at the London School of Economics
and Political Science

Lee Chenghao

Sunday 22 June 2008

Chain reaction in office.

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